FINANCE TIPS FOR THE DISHEARTED

So you want to get your credit score up again and don't know how ?Well here is a tip , but it will take some patience , discipline ,and if followed correctly , you will have good results.

Get $100.00 go to the Bank and get a Secured credit card , you pay the Bank the $100.00 , then they give you a secured credit card , it is better if you have $300.00 and go to 3 Banks and get at each Bank a secured credit card at $100.00 each ,so in the end you will have 3 secured cards from 3 different Banks. Don't worry about the Interest on the secured credit card because it doesn't matter,and this is why.

On each card you will spend $25.00 then put the card away , so you won't be tempted to spend the rest , when the Bill comes in the mail ,the secured card bill will say if you want to pay the $25.00 or a minimum payment of $15.00 , you need to choose the $15.00 payment , then when you get your next Bill of the remaining $10.00 you send in the payment for the $10.00, remember $15.00 + $10.00 = $25.00.

NOW repeat this routine with the other 2 cards , ONLY spend $25.00 on EACH card then put away the cards in a secure place only you know. The reason your putting away the Card's after spending the $25.00 is that you won't spend the rest of the money on the card,because when you have money or credit cards in your wallet or purse you will SPEND .

Continue to do this for about a Year (remember I said it will take patience) by the end of the year you credit score will be up , even after 6 months check you score. TIP : When you credit score is looked at by Banks or others ,they don't look at your ,phone ,light,gas bill's ,not even your Child support payments , but they do LOOK AT , the CONSISTENT PAYMENTS you have made on you Secured Credit Cards ,which in the end makes you a good prospect , so you will be trusted with high credit and a credit card.Finally this will not work unless you take control of your spending , discipline yourself , and CONTINUE the practice of what you've been shown. Good luck ,and take control of your future.

Managing your money

How to stay out of the poor house